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SPOT THE SCAM - TAKE ACTION - TAKE CONTROL

In the five-year period ending December 31, 2020, the U.S. Senate Special Committee on Aging Fraud Hotline received more than 8,000 complaints nationwide. [www.ncoa.org]

The scams outlined below are all included in the top 5 scams that made up more than 65% of the above-mentioned complaints. [2021 Elder Fraud Report]

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TOP 3 SCAMS TO 'SPOT'

1. Medicare

    Telemarketing Scams 

Beware of fraudulent callers pretending to represent Medicare! [www.ncoa.org]

  • Be wary of anyone claiming to represent Medicare calling you uninvited and asking you for personal or private information.

  • Medicare will NEVER call you unsolicited!

  • Don’t participate in any calls requesting health insurance information you didn’t initiate.

  • Beware of being asked to provide your Medicare card or Social Security Information on the phone.

2. Financial

    Fraud Scams 

$2.9 billion is lost annually due to senior-specific financial fraud alone! [Met-Life]

  • You receive calls from unknown numbers claiming to be representatives of a bank or a government agency like Medicare.

  • You find medical or supply charges on your account statements that you do not recognize.

  • You receive bills for medical treatments you never had or you suddenly stop receiving bank or medical statements.

  • A caregiver is contacted by a ‘collection agency’ seeking to collect on debts created in your name, without your permission.

3. Identity

    Theft Scams 

In 2022 there were 4,825 senior victims of identity theft! [FBI Elder Fraud Report]

  • Be alert if you find charges on your account statements that you do not recognize.

  • Be alert if you receive bills for medical treatments you never had.

  • Be careful if your mail is missing. For example, you suddenly stop receiving your bank or medical statements.

  • Beware if you are a caregiver and receive phone calls or mail from collection agencies seeking to collect on debts created in the senior person’s name, without their permission.

You earned your retirement, no one deserves to enjoy it but you.
Learn a few simple ways to better defend yourself against fraud and advocate for your future.
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